Hello, this is Fintag, an AI-based corporate financial solution designed to support the smart growth of your business.
Many SME executives often overlook the importance of financial management while focusing on business growth. In particular, SMEs that cannot afford a specialized finance team often rely on non-specialized personnel or solely on recommendations from their primary bank. However, this means you are missing out on significant 'opportunity costs' regarding your company's valuable assets.
1. The Reality of Financial Management: Large Enterprises vs. SMEs
Large enterprises systematically manage their financial assets through a CFO or a specialized Treasury Department. Utilizing advanced systems (TMS, ERP), they engage in professional financial activities such as global cash management, FX risk management, and investment portfolio operations to maximize financial gains.
In contrast, at most SMEs, financial management is handled by general management support or accounting staff. Consequently, it is difficult to verify the suitability of financial products, and management often becomes inefficient due to information asymmetry.
2. What Opportunity Costs Is Our Company Missing?
For example, consider a company maintaining an average balance of 1 billion KRW in an ordinary deposit account. With an annual interest rate of 0.1%, the pre-tax interest income for one year is only 1 million KRW. However, by utilizing an AI-based solution like Fintag to identify and invest in optimal financial products, you could increase that interest income to over 30 million KRW per year.
The same applies to financing. When renewing a loan upon maturity, comparing products from a limited number of financial institutions may cause you to miss out on lower interest rates or more favorable conditions. Fintag analyzes and compares conditions across multiple financial products to help companies reduce financial costs by up to millions of KRW.
3. AI-Based Financial Solutions Are Now Essential.
Just as individuals have embraced digital banking, corporations must now innovate their financial management through Digital Transformation. Fintag is an AI-based corporate financial asset optimization solution that allows you to manage your company's financial assets in one integrated view. Our AI diagnoses inefficiencies in your current financial products and recommends optimal alternatives.
Our goal is to enable SMEs to perform professional financial management at the level of large enterprises. Going beyond simply aggregating accounts, we are evolving into an AI Agent that analyzes weaknesses in financial assets, predicts future cash flows, and brokers optimal financial products.
Fintag aims to be an "Inclusive Finance Platform" that ensures SMEs are not alienated from the financial market.
Smart financial management for your business growth—start today.
